Merchant Account & Credit Card Processing

First Data^SM Global Gateway Virtual Check

Merchants can accept checks online just like they accept credit cards online with First Data^SM Global Gateway Virtual Check.  Just like accepting credit cards they can accept checks in two ways.  They can accept checks manually through a virtual terminal. In addition, they can accept checks automatically from their Website by putting simple HTML scripts into their Web page.

VirtualCheck is not included in the pricing for an Internet merchant account and First Data ^® Global Secure Payment Gateway. The pricing is $35 setup, 2.42% discount rate, $.30 per transaction, and $10 monthly online gateway fee.  To add VirtualCheck to your Internet Merchant account please call our toll free number at 888-760-1700.

VirtualCheck allows merchants to process using the three First Data ^® Global Secure Payment Gateway products, Global Gateway Connect, Global Gateway Central, and Global Gateway API. With VirtualCheck merchants offer their customers an additional payment option of electronic checks for online purchases of hard goods.

VirtualCheck Features

• Eliminates paper checks
• Easy to use
• Returned check information within 2 to 4 days
• Online real time reporting that stores data for two months
• Void capability prior to auto close
• Check batches automatically close at 12:01 a.m. CST

VirtualCheck Guidelines

• Personal, business checking, or savings accounts are accepted
• Merchants are funded via Automated Clearing House (ACH) within 10 banking
  days
• The minimum transaction amount accepted is $1
• Credit and/or returns must be done outside of the First Data^SM Global Gateway Virtual Check system
• Merchants must have an Internet merchant account in addition to the First Data^SM Global Gateway Virtual Check