Internet Merchant Account	Industry Standard	OUR RATES
Visa® & MasterCard® Discount Rate*	2.75% +	2.39%
Transaction Fee	.35 - .50 ¢ Each	.25¢ Each
Monthly LinkPoint® Secure Payment Gateway	$25-$50	$25
Monthly Customer Service Fee	$12-$20	$10
Credit Restrictions	Very Strict	98% Approved
*There is a monthly minimum of $15 total discount rate charged.  It is only charged if you do not meet the monthly minimum required.  Example, you sell $600 in a month.  $600 x 2.39% = $14.34.  The credit card processing company will charge you $.66 to meet the monthly minimum.

Transactions are processed through the LinkPoint^® Secure Payment Gateway. With LinkPoint^® Connect you get the ability to accept credit cards in two ways:

1. If you have a website you can install html scripts into your website that allows you to accept credit cards on your website automatically. You will be able to have sales 24 hours a day.
2. You will be able to manually run transactions through a virtual terminal. Anywhere you have internet access you can log into our secure website and run transactions in real time.

There are no setup fees so all you have to lose in applying is about 5 to 10 minutes of your time.

Once you have been approved it usually takes about 2 business days before you receive your welcome email from LinkPoint and are then able to start credit card processing.

Want to see how the virtual terminal works?

Features

• Instant Approvals
• Funds are usually deposited directly into your checking account within 2 to 3 business days
• Home based businesses are accepted.
• US businesses only. Must have a social security number.
• Customer service 24 hours a day, 365 days a year
• One of the largest processors in the industry. We won the industry's highest award - Acquirer of the Decade.