| Pricing
Information |
Industry
Standard |
FDIS
RATES |
| Visa® & MasterCard®
Discount Rate* |
2.75% + |
2.19% |
| Transaction Fee |
.35 - .50 ¢ Each |
.25¢
Each |
| Monthly LinkPoint® Secure
Payment Gateway |
$25-$50 |
$19.95 |
| Monthly Customer Service Fee |
$12-$20 |
$10 |
| Credit Restrictions |
Very Strict |
Many
Approved! |
 |
 |
|
Want a Demo? Click Here
How To Sign-Up For An Internet Merchant Account
- Click 'Apply Online' to apply for Internet Merchant
Account and LinkPoint Payment Gateway
- Your information is protected by VeriSign® data
encryption security
- Have a business check (so we know where to deposit
your money)
- Have your Federal Tax ID Number, Sole proprietors
may use their Social Security Number
- Get internet merchant acount application approval
notification instantly!
What Do I Get With An Internet Merchant Account?
- A browser based virtual terminal to process credit
cards anywhere with internet access
- HTML tags to put into your web page to accept credit
cards directly from your website
- LinkPoint Secure Payment Gateway access to receive
credit card processing approvals
- A merchant account to accept credit cards on your
website
- 24/7 customer support for your online merchant account
and online payment gateway
With our Internet merchant account, you
receive both LinkPoint® Connect and LinkPoint®
Central. Merchants will be able to set their website up
to accept credit cards with LinkPoint Connect. By using
a web browser merchants are also able to accept credit
cards through a virtual terminal with LinkPoint Central.
LinkPoint Connect
LinkPoint Connect allows
merchants to integrate HTML code into their websites to
accept payments 24 hours a day. When a merchant's customer
makes a purchase from the website, an email is sent to
both the merchant and customer with the details of the
transaction. This is an inexpensive way for merchants
to add 24/7 real time online payment functionality to
their web site.
A great benefit of LinkPoint Connect is being able to
do recurring or periodic billing... allows merchants to
run transactions on a recurring basis without any manual
input once a transaction is originally entered.
With LinkPoint Connect there is no secure server necessary
merchant because the credit card information is captured
on the LinkPoint Secure Payment Gateway server. How much
information is collected and what fields you need to include
on your form depends on the mode you select.
The PayOnly mode directs LinkPoint®
to collect only the minimal data needed to process a credit
card transaction from a consumer. LinkPoint Connect reports
show basic credit card processing transaction data only
(i.e. dollar amount, time, date) but nothing about the
order. Typically, you assume the task of gathering other
parts of the order information outside of LinkPoint Connect
to know where to ship the order.
In PayPlus mode, you collect most of the information
from the customer and post the data via an HTML form to
LinkPoint. LinkPoint again collects minimum data, but
your reports will reflect all the information you post
to LinkPoint. The advantage of PayPlus mode is it gives
you the flexibility to collect the right mix of customer
information that you need.
The FullPay mode directs the customer to enter
all of the order data directly on the LinkPoint Secure
Payment Gateway form. Even though you can achieve the
same result in PayPlus as with FullPay, the latter is
a separate mode because it makes it easier for you to
implement. By having FullPay collect the additional data,
the LinkPoint Connect reporting becomes even more useful
and informative. Best of all, by selecting FullPay, LinkPoint
Connect does all the work. FullPay is by far
the easiest way to use LinkPoint Connect.
If you have a catalog of products, you might want to
consider using a shopping cart. There are many shopping
carts that are already integrated into our system, so
the work you need to do to get set up for transaction
processing is in many ways already all done for you. If
you are using a shopping cart, the set up process is different
from what is described above with the three different
payment modes, but most shopping carts are compatible
with LinkPoint Connect.
How Easy Is It To Set Up your Online Store Using
LinkPoint Connect?
To get your web site
set up to accept and process credit cards on the Interent,
all you or your web designer need to know is very simple
HTML.
Features of LinkPoint Connect
- Standard fraud protection and prevention mechanisms
- Online integrated business reports via LinkPoint Central
- Customizable merchant and consumer email receipt
- Ability to add watermarks and logos to the order page
- Automatically returns to a designated "Thank
You" or "Sorry" page
- Real time credit card processing transactions and
authorizations
- No credit card machine or hardware to purchase
- Integration capability with any ecommerce web site
- Can integrate with legacy systems (IVR, order fulfillment
systems, enterprise systems, etc.)
Internet Fraud Protection & Prevention Features
- Address Verification Service (AVS)
- Card Verification Value 2 (CVV2)
- Automatic lockouts when fraud checks detect
a hacking attempt
- Configure specific tests to 'verify user' before a
credit card processing transaction is approved
- Merchants can automatically lock out specific credit
card numbers, Internet protocol (IP) addresses (Class
"C") and names
- Secure Sockets Layer (SSL) is a protocol designed
to enable encrypted, authenticated communications across
the Internet
LinkPoint Central
LinkPoint Central provides
a virtual payment terminal equipped with LinkPoint Connect
allowing merchants to accept credit cards via a web browser.
It can be used to replace traditional credit card software
like IC Verify, PC Tellan (MAC or PC Authorize), Authorize.net,
or Personal Ticket Capture (PTC)
With LinkPoint Central there is no costly credit card
equipment to purchase or complex credit card software
to install. Merchants receive automatic upgrades and configurable
POS pages. LinkPoint Central has a product catalogue to
make credit card processing quick and easy. In addition,
merchants are able to charge recurring payments.
LinkPoint Central conducts credit card processing transactions
such as sales, returns, partial returns, authorizations
only, periodic/recurring billing, ticket only, forced
tickets, void, and purchasing card transactions.
LinkPoint Central Features
- Internet based POS terminal
- Online store administration and reporting tools
- Reports management system
- Stores 90 days of transaction data online
- Report data downloads allow unlimited transaction
history
- Import data into spreadsheets or databases for offline
business analysis and accounting
- Partial return capability (total of all returns cannot
exceed original sale amount)
- Printable receipt for retail, plus optional e-mail
receipt to the consumer
- LinkPoint Central is provided to all LinkPoint Connect
and LinkPoint® API merchants
- Transactions can be processed anywhere a merchant
has access to the Internet and a browser
- Multiple transactions can be entered at the same time
from multiple users
- Customization of fraud settings and store controls
- Supports CVV2/CVC2, retail, ecommerce and mail order/telephone
order (MOTO)
- Supports tax exempt transactions
- Supports international addresses
- Level II purchase card transactions, including tracking
of purchase order numbers
Merchants Who Would Benefit from LinkPoint Central
Those looking for fast point-of-sale (POS) functionality.
Those who have an existing POS business or are conducting
traditional mail order or telephone order credit card
processing transactions would benefit. Catalog based businesses,
insurance agencies, ticket booths, athletic clubs, service
oriented businesses, home based businesses, and retail
stores with PC's would also benefit from LinkPoint Central.
LinkPoint® VirtualCheck
Merchants can accept
checks online just like they accept credit cards online
with LinkPoint VirtualCheck. Checks can be accepted
in two ways; manually through a virtual terminal, or automatically
from a website using simple HTML scripts.
VirtualCheck is not included in the pricing for an Internet
Merchant Account and LinkPoint Secure Payment Gateway.
Please contact us to add it to your Internet Merchant
account. VirtualCheck allows merchants to process checks
using the three LinkPoint Secure Payment Gateway products:
LinkPoint Connect, LinkPoint Central, and LinkPoint API.
With VirtualCheck merchants can offer their customers
an additional payment option of electronic checks for
online purchases.
VirtualCheck Features
- Eliminates paper checks
- Returned check information within 2 to 4 days
- Online real time reporting that stores data for two
months
- Void capability prior to auto close
- Check batches automatically close at 12:01 a.m. CST
VirtualCheck Guidelines
- Personal, business, or savings accounts are accepted
- Merchants are funded via Automated Clearing House
(ACH) within 5 to 7 banking days
- Minimum transaction amount accepted is $1
- Credits and/or returns must be done outside of the
LinkPoint VirtualCheck system
- Merchants must have an Internet merchant account in
addition to the LinkPoint VirutalCheck
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