Bad Credit Merchant Accounts

Bad Credit is Our Specialty!

We do not decline applications for bad credit!


It only takes 5 minutes to apply.

One of the highest approval rates in the country, regardless of your credit.

Do you have bad credit?

We do not decline accounts for bad credit!  Are you looking for someone to give you a fair shake who understands we all make mistakes sometimes or that some things happen out of our control?  You have come to the right place!

We understand that there is more to the merchant account approval decision than just your credit.  We look at your business type, your average monthly volume, average ticket size, and many other factors to decide on an approval.

Even if you have bad credit – you can get a merchant account

We have been approving merchant accounts for people with bad credit for almost two decades.  Less than a handful of times in all that time, have we seen someone turned down for their credit alone.  In fact, recently we changed our policy to not decline an account for reasons of bad credit.

It is time to quit worrying and apply with us!  We have one of the highest approval rates in the industry regardless of your credit.  Bad credit won’t stop you from getting a merchant account with our company.

Our track record for getting bad credit merchant accounts approved is excellent

It has been our experience that most people who come to us with bad credit are surprised at how easy it was to get approved.

For example:  We had a merchant not long ago who had applied with us.  He had been turned down by seven different processors.  He applied with us and was auto approved instantly and able to process the next day.  Needless to say, he was thrilled!

Credit score below 500? Don’t worry!  We have approved merchants with credit scores below 500

It only takes 5 minutes to apply.  It is time to quit worrying about your credit score and give us a chance to show you what we can do.  We can help you get your business accepting credit cards!  After we get you approved it can help you reestablish your credit as well.

Why wait? Get Started!